Grupo Aval Acciones y Valores S.A.

Grupo Aval Acciones y Valores S.A. is a prominent Colombian holding company involved in a diverse range of financial activities, including banking, telecommunications, real estate, and investing. The company operates primarily in Colombia and Central America, serving both public and private sector clients. It offers a comprehensive suite of services, such as traditional deposit products, commercial and consumer loans, pension and severance fund management, investment banking, and various other financial services.

The company's investment strategy encompasses equity investments in sectors like infrastructure, energy and gas, agribusiness, and hospitality. Grupo Aval employs a multi-brand approach and utilizes an extensive distribution network, including branches, ATMs, and digital channels, to effectively reach its customer base. The group is headquartered in Bogotá, Colombia, and is controlled by Luis Carlos Sarmiento, who indirectly owns approximately 80% of its shares.

In recent years, Grupo Aval has focused on innovation and technological transformation, adapting to global consumption trends and emphasizing sustainability. The company has centralized and strengthened its innovation and digital transformation capabilities, leading to a significant increase in digital product sales and a substantial rise in the number of digital customers. This strategic shift has enabled Grupo Aval to capture operational efficiencies and enhance its market position in the evolving financial landscape.