Tata Balanced Advantage Fund

Tata Balanced Advantage Fund is an open-ended dynamic asset allocation fund managed by Tata Mutual Fund, a subsidiary of the Tata Group. The fund aims to provide capital appreciation and income distribution to investors by dynamically investing in equity and equity-related instruments, equity arbitrage opportunities, and debt and money market instruments. The investment objective is to achieve capital appreciation and income distribution; however, there is no assurance or guarantee that the investment objective will be achieved.

The fund employs a dynamic asset allocation strategy, adjusting its exposure between equity and debt based on market conditions. As of August 31, 2025, the fund's portfolio comprised 68.01% equity and equity-related instruments, with the remaining assets allocated to debt and money market instruments. The top holdings include Reliance Industries Ltd., HDFC Bank Ltd., ICICI Bank Ltd., Bharti Airtel Ltd., and Larsen & Toubro Ltd. The fund is managed by Rahul Singh, Sailesh Jain, and Akhil Mittal, each bringing extensive experience in their respective domains.

Tata Balanced Advantage Fund was launched on January 28, 2019, and is benchmarked against the CRISIL Hybrid 50+50 - Moderate Index. The fund's expense ratio is 1.70% for the regular plan as of October 31, 2024. The minimum investment amount is ₹5,000, with a minimum SIP amount of ₹150. The fund charges an exit load of 0.5% if units are redeemed within 30 days of investment. The fund's performance and portfolio details are regularly updated on the official Tata Mutual Fund website.