UC Inclusive Credit Pvt Ltd.

UC Inclusive Credit Pvt Ltd. (UCIC) is an impact-focused Non-Banking Finance Company (NBFC) based in Bengaluru, India. Established in 2016 and incubated by Unitus Capital, UCIC aims to provide innovative debt solutions to enterprises that strive for positive social and environmental impacts. The company operates under the regulatory framework of the Reserve Bank of India and is dedicated to supporting businesses in sectors such as agriculture, education, healthcare, clean energy, financial inclusion, and affordable housing.

UCIC offers term loans with flexible repayment options for up to 24 months, catering to enterprises that are positively impacting low-income populations. The company focuses on sectors including agriculture, education, healthcare, clean energy, financial inclusion, and affordable housing. UCIC's mission is to provide innovative debt structures to businesses that combine positive social impact with financial sustainability.

UCIC is incubated by Unitus Capital, an investment bank specializing in arranging capital for companies benefiting low-income populations in sectors such as agriculture, education, financial inclusion, healthcare, renewable energy, and women empowerment. Unitus Capital has raised over $2 billion of equity and debt for more than 110 impactful companies. UCIC's partnership with Unitus Capital aligns with its vision of channeling innovative private capital to impact businesses, aiming to play a key role as a responsible and impactful catalyst in the Indian impact investing ecosystem.