Wayhome

Wayhome is a UK-based property investment company that provides a unique part-own, part-rent model of home ownership, enabling individuals to purchase homes with a minimal deposit and no mortgage. This innovative approach allows customers to buy homes worth up to eight times their annual income with just a 5% deposit, facilitating access to homeownership for those who might otherwise be excluded due to high property prices and stringent mortgage requirements.

The company's business model involves partnering with institutional investors, such as pension funds, to purchase properties alongside customers. These investors earn inflation-linked rent on the portion of the property they own, creating a mutually beneficial arrangement. Wayhome's gradual homeownership model allows customers to increase their equity in the property over time, with the flexibility to buy more whenever they choose, thereby reducing their rent payments and moving closer to full ownership.

Since its launch in September 2021, Wayhome has successfully helped numerous families achieve homeownership. The company has secured significant funding, including a £75 million investment from UK pension funds, and has raised additional capital through crowdfunding platforms. This financial backing supports Wayhome's mission to provide an alternative pathway to homeownership, addressing the challenges faced by many in the UK housing market.